It’s the End of the World: Cyclists Need Insurance?

Somebody, please slap the politicians that ever approved “contributory negligence.”

Now that I’ve got that out of my system, here’s the Cliff’s Notes version of an article by The Examiner that falls into the “Thoroughly Depressing and Ridiculous but not Without Merit” category:

More people are riding their bikes. Lots of people are uninsured / underinsured and won’t be able to pay for the harm they cause to you and your bike if you’re in an accident. In the event they are adequately insured, the police and/or courts are not likely to put much of the blame on the motorist. And if you’re unfortunate enough to live in a state that recognize contributory negligence, your totally effed if you’re judged to be even 0.00001% responsible for the accident.

The article cites cycling lawyer Bob Mionske, who contributes to Bicycling Magazine as their legal correspondent / columnist.

Comments

Eric - 08/11/09 - 8:26pm

There are definitely some good points made in the sense of protecting cyclists, but instead of requiring that cyclists, who as you know get unfairly blamed for many accidents, get insurance, they should spend their time getting uninsured drivers off the street and increasing the minimum amount of insurance needed. If you can’t afford the increased insurance, then you should probably not be spending the money on gas and an expensive car anyways. Buy a bike and join the rest of us!

Thanks for all the great posts!

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